Some of life’s biggest moments come with celebration - like selling a business, welcoming a child, or retiring after decades of work. Others arrive quietly, like taking care of aging parents or handling a financial windfall you didn’t expect.

And sometimes, life just throws a curveball.

In moments like these, the question isn’t just "What’s next?" - it’s "Am I ready?"

Here are just a few of life’s moments that may deserve a fresh financial conversation and a new perspective:

Selling a home or buying a new one

• Are you considering the financial impact of your move - from liquidity to long-term goals?

Caring for aging parents or an ill loved one

• Do you have a plan for caregiving costs, estate matters, or navigating tough financial conversations?

Getting married or divorced

• Are your finances aligned with your new goals, or protected if things change?

Starting a business or stepping away from one

• How are you managing cash flow, taxes, and long-term financial independence?

Having a baby, adopting, or planning for college

• Have you built a strategy for education savings, insurance needs, or family planning?

Receiving an inheritance or settlement

• Are you making intentional choices with your newfound wealth - focusing on preservation, growth, and using it wisely?

Preparing to retire - or realizing you’re not ready yet

• Is your plan tax-efficient and built to last through the next chapter?

Each of these events can reshape your financial picture. The earlier you plan, the more options you have, and the less overwhelmed you’ll feel when the time comes.

We’re here to guide you through life’s most meaningful and difficult moments. Whether you’re planning ahead or facing a new normal, we’ll help you navigate with clarity and confidence.

If something on this list resonates with your current life season, simply reply to this email to set up a time to talk.